Wallet Defenders

Subscription Clutter Sweeper

Collect recurring bills in one place, turn monthly clutter into yearly reality, and see what cancelling one app could fund.

Subscription Clutter Sweeper

Audit recurring bills, renewals, usage, and cancellation upside.

1Add recurring bills
2Mark low-value apps
3Compare scenarios
4Share the sweep

Monthly reality

฿1,566 / mo

Annual reality

฿18,792 / yr

Next 30 days

฿1,566

Selected savings

฿588 / mo

Inventory

Recurring bills

Simple mode keeps only the fields needed for a quick sweep.

streamingdailyrenewal soon

Monthly eq: ฿159

Annual: ฿1,908

Cost/use: ฿7

Renews in 11 days

streamingrarelyrenewal soon

Monthly eq: ฿289

Annual: ฿3,468

Cost/use: ฿1,156

Renews in 6 days

Silent drain warning: low usage with ฿3,468 annual cost.

cloudweekly

Monthly eq: ฿99

Annual: ฿1,188

Cost/use: ฿12

Renews in 23 days

toolsmonthly

Monthly eq: ฿299

Annual: ฿3,588

Cost/use: ฿299

Renews in 15 days

toolsdaily

Monthly eq: ฿720

Annual: ฿8,640

Cost/use: ฿30

Renews in 26 days

Cancellation action plan

Use this when a subscription moves from maybe to gone.

Disney+

medium cancellation, renews 2026-05-02

  • Find billing owner and payment method.
  • Cancel, downgrade, or rotate before renewal.
  • Save confirmation email or screenshot.

Canva Pro

medium cancellation, renews 2026-05-11

  • Find billing owner and payment method.
  • Cancel, downgrade, or rotate before renewal.
  • Save confirmation email or screenshot.

Clutter Score

73/100

High clutter

1 rarely or never used subscriptions

2 renew within 14 days

2 duplicate categories

฿18,792 / year total spend before cancellation

1 services marked for price increase risk

Next best moves

Small actions with the highest chance of saving money fast.

Review Disney+: low usage costs ฿3,468 / year.
Disney+ renews in 6 days.
Compare 2 streaming subscriptions for rotation or downgrade.

Cancel scenario

Select apps in the inventory and compare the after-state.

Monthly savings

฿588

Annual savings

฿7,056

3-year simple

฿21,168

5-year at 6%

฿41,025

Emergency fund: ฿588 every month

฿7,056 / year emergency fund

1 online courses / year

24% of a ฿30,000 laptop fund in 1 year

Subscription Sweep Card

A shareable yearly reality check with privacy controls.

memo SUBSCRIPTION SWEEP 38% swept I swept mysubscriptions. Tiny monthly charges were not tiny anymore. SAVED ฿588 / month Annual impact: ฿7,056 / year BEFORE ฿1,566 / mo AFTER ฿978 / mo CANCEL SCENARIO Disney+ / Canva Pro COULD FUND Emergency fund: ฿588 every month฿7,056 / year emergency fund Generated with MemoX Tools tools.memolab.me

Research notes

Recurring charges are easy to miss, monthly prices soften decisions, and cancellation friction is real. This tool keeps the math local in your browser and turns maybe later into an audit list.

MemoX service agreement

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